Bank directory
Which Indian banks can receive export proceeds and your monthly EDF (AD Category-I banks), and what each one has published about filing it. Researched 05 Oct 2026; banks are still settling their procedures.
Research notes as of 05 Oct 2026, not legal or tax advice.
VERIFIED
means we read the primary source, REPORTED
means secondary sources
only, and UNCERTAIN
means the law or practice is unclear. Ask your bank or a CA before acting
on uncertain points.
AD Category-I banks
- AB Bank PLC
- AU Small Finance Bank Ltd.
- Abhyudaya Co-operative Bank Ltd.
- Australia and New Zealand Banking Group Ltd.
- Axis Bank Ltd. EDF steps found
- BNP Paribas
- Bandhan Bank Ltd. reported
- Bank of America, N.A. EDF steps found
- Bank of Bahrain and Kuwait B.S.C.
- Bank of Baroda reported
- Bank of Ceylon
- Bank of China Ltd.
- Bank of India
- Bank of Maharashtra EDF steps found
- Barclays Bank PLC EDF steps found
- Bassein Catholic Co-operative Bank Ltd.
- Bombay Mercantile Co-operative Bank Ltd.
- CSB Bank Ltd.
- CTBC Bank Co., Ltd.
- Canara Bank reported
- Central Bank of India
- Citibank N.A.
- City Union Bank Ltd.
- Credit Agricole Corporate and Investment Bank
- DBS Bank India Ltd. EDF steps found
- DCB Bank Ltd.
- Deutsche Bank AG EDF steps found
- Dhanlaxmi Bank Ltd.
- Doha Bank Q.P.S.C.
- ESAF Small Finance Bank Ltd.
- Emirates NBD Bank P.J.S.C.
- Equitas Small Finance Bank Ltd.
- First Abu Dhabi Bank PJSC
- HDFC Bank Ltd. EDF steps found
- ICICI Bank Ltd. EDF steps found
- IDBI Bank Ltd.
- IDFC FIRST Bank Ltd. EDF steps found
- Indian Bank reported
- Indian Overseas Bank EDF steps found
- IndusInd Bank Ltd. EDF steps found
- Industrial Bank of Korea
- Industrial and Commercial Bank of China Ltd.
- JPMorgan Chase Bank, N.A. EDF steps found
- JSC VTB Bank
- KEB Hana Bank
- Karnataka Bank Ltd.
- Kookmin Bank
- Kotak Mahindra Bank Ltd. EDF steps found
- MUFG Bank, Ltd.
- Mashreqbank P.S.C.
- Mizuho Bank Ltd.
- NKGSB Co-operative Bank Ltd.
- NatWest Markets Plc
- NongHyup Bank
- PT Bank Maybank Indonesia TBK
- Punjab & Sind Bank reported
- Punjab National Bank EDF steps found
- Qatar National Bank (Q.P.S.C.)
- RBL Bank Ltd. EDF steps found
- SBM Bank (India) Ltd.
- SVC Co-operative Bank Ltd.
- Sberbank
- Shinhan Bank
- Societe Generale
- Sonali Bank PLC
- Standard Chartered Bank EDF steps found
- State Bank of India EDF steps found
- Sumitomo Mitsui Banking Corporation
- TJSB Sahakari Bank Ltd.
- Tamilnad Mercantile Bank Ltd. EDF steps found
- The Bank of Nova Scotia
- The Bharat Co-operative Bank (Mumbai) Ltd.
- The Cosmos Co-operative Bank Ltd.
- The Federal Bank Ltd.
- The Hongkong and Shanghai Banking Corporation Ltd. EDF steps found
- The Jammu & Kashmir Bank Ltd.
- The Kalupur Commercial Co-operative Bank Ltd.
- The Karur Vysya Bank Ltd. EDF steps found
- The Maharashtra State Co-operative Bank Ltd.
- The Saraswat Co-operative Bank Ltd.
- The South Indian Bank Ltd.
- UBS AG
- UCO Bank reported
- Ujjivan Small Finance Bank Ltd.
- Union Bank of India reported
- United Overseas Bank Ltd.
- Woori Bank
- YES Bank Ltd.
AD status not confirmed
Ask the bank whether it handles export receipts before relying on it.
- American Express Banking Corporation
- Chhattisgarh Rajya Gramin Bank (RBI list: 'Chhattisgarh Gramin Bank')
- Coastal Local Area Bank Ltd.
- Cooperatieve Rabobank U.A.
- Jana Small Finance Bank Ltd.
- Karnataka Grameena Bank (IFSC data: 'Karnataka Gramin Bank')
- Kerala Grameena Bank (IFSC data: 'Kerala Gramin Bank')
- Krishna Bhima Samruddhi Local Area Bank Ltd.
- Maharashtra Gramin Bank
- Rajasthan Marudhara Gramin Bank (RBI list: 'Rajasthan Gramin Bank')
- Shivalik Small Finance Bank Ltd.
- Suryoday Small Finance Bank Ltd.
- Tamil Nadu Grama Bank
- Telangana Grameena Bank
- The Ahmedabad Mercantile Co-operative Bank Ltd.
- The Nainital Bank Ltd.
- Unity Small Finance Bank Ltd.
- slice Small Finance Bank Ltd. (formerly North East Small Finance Bank)
Using a neo-bank app?
Apps like these sit on a partner bank. The EDF goes to the bank that holds your account, not the app.
- Fi Money (fi.money) → The Federal Bank Ltd.
- Jupiter (jupiter.money) → The Federal Bank Ltd.
- Niyo (Niyo Global / NiyoX) → DCB Bank Ltd.
- Open (open.money) → not a bank; check which bank holds your account
Not AD Category-I
These banks are not AD Category-I, so they can't handle your EDF or a direct foreign wire (for example, payments banks).
- Airtel Payments Bank Ltd.
- Capital Small Finance Bank Ltd.
- Fino Payments Bank Ltd.
- India Post Payments Bank Ltd.
- Jio Payments Bank Ltd.
- NSDL Payments Bank Ltd.
- Utkarsh Small Finance Bank Ltd.